What is a property tax appeal?

A property tax appeal (also called a protest in Texas, or a VAB petition in Florida) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (Texas) or Value Adjustment Board (Florida), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Florida property tax appeal deadline?

Florida property owners have 25 days from the date the TRIM (Truth in Millage) notice is mailed to file a VAB petition (Form DR-486). TRIM notices typically mail mid-August, putting the petition deadline in early-to-mid September. The deadline varies by county and is printed on the TRIM notice itself.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas and several hundred to several thousand dollars per year in Florida (Save Our Homes locks in the savings for 10+ years). Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $49 for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. Ownwell charges a 25-35% contingency on whatever you save — meaning a $2,000 reduction costs you $500-$700 every year forever. We keep 100% of your savings.

What percent of homes in ZIP 32140 are overassessed?

32.2% of homes in Florahome ZIP 32140 (275 of 854 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on the FL DOR 2025 Final NAL roll.

How do I appeal my property taxes in Florahome ZIP 32140?

File Form DR-486 with the Putnam County Value Adjustment Board within 25 days of your TRIM notice (typically mid-August). The $15 filing fee is paid to the Clerk of Court. Strong petitions include 3-5 comparable sales from your immediate area.

Putnam County · Florahome

ZIP 32140 property tax overassessment report

32.2% of homes in Florahome ZIP 32140 (275 of 854 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $239,283.

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★ $49 flat protest packet · 30-day refund · Ownwell charges 25-35% of your savings

854

Homes in ZIP

275

Flagged as overassessed

32.2%

$101,177

Avg overage / home

$205,905

Typical value

~$129/sqft

Your Putnam County deadline

TRIM mailing: Aug 14, 2026 · VAB petition due: Sept 8, 2026

Putnam filing guide →

Top 25 most overassessed homes in 32140

Addresses anonymized. Pulled directly from the FL DOR 2025 Final NAL roll. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Just value	Expected	Overage	% over	$/yr
1XX N SIPPRELL RD	768	1998	$772,720	$99,072	$673,648	680%	$5,793
1XXX BELLAMY RD	5,070	1994	$1,237,290	$654,030	$583,260	89.2%	$5,016
8XX CORAL FARMS RD	1,040	1926	$575,398	$134,160	$441,238	328.9%	$3,795
5XX W HILLSBOROUGH AV	696	1960	$520,300	$89,784	$430,516	479.5%	$3,702
1XX TURKEY TROT RD	1,147	1973	$574,140	$147,963	$426,177	288%	$3,665
2XX TANNER SCHOOL BUS RD	2,414	2005	$722,320	$311,406	$410,914	132%	$3,534
1XX SAVEL RD	3,490	2014	$798,760	$450,210	$348,550	77.4%	$2,998
3XX TINSLEY RD	2,035	1983	$555,950	$262,515	$293,435	111.8%	$2,524
2XX TANNER RD	2,868	1997	$662,502	$369,972	$292,530	79.1%	$2,516
1XX SOUTHERN ROSE TRL	1,680	2003	$493,230	$216,720	$276,510	127.6%	$2,378
8XX CORAL FARMS RD	1,748	1950	$490,780	$225,492	$265,288	117.6%	$2,281
1XX FIRE LINE TRL	2,280	2020	$551,360	$294,120	$257,240	87.5%	$2,212
2XX BROCK RD	1,200	1981	$402,320	$154,800	$247,520	159.9%	$2,129
3XX S PINE AV	3,252	2021	$663,260	$419,508	$243,752	58.1%	$2,096
5XX W HILLSBOROUGH AV	2,009	2009	$499,530	$259,161	$240,369	92.7%	$2,067
1XX RANCHETTE LN	1,523	1990	$431,890	$196,467	$235,423	119.8%	$2,025
6XX N IVY AV	3,300	2006	$658,120	$425,700	$232,420	54.6%	$1,999
1XX SADIE LN	1,311	2000	$399,660	$169,119	$230,541	136.3%	$1,983
1XX TANNER RD	537	1992	$298,480	$69,273	$229,207	330.9%	$1,971
9XX CORAL FARMS RD	2,945	2024	$607,140	$379,905	$227,235	59.8%	$1,954
4XXX Bellamy Rd	2,100	1984	$496,840	$270,900	$225,940	83.4%	$1,943
1XX W DOGWOOD RD	2,482	2007	$544,328	$320,178	$224,150	70%	$1,928
2XX LAKE DR	3,619	2018	$687,950	$466,851	$221,099	47.4%	$1,901
1XX INDIAN LAKES LN	3,292	2001	$644,760	$424,668	$220,092	51.8%	$1,893
1XXX CORAL FARMS RD	1,820	2006	$453,510	$234,780	$218,730	93.2%	$1,881

Data: FL DOR 2025 Final NAL roll, Putnam County, ZIP 32140. Addresses anonymized to protect privacy; full data is public record under Fla. Stat. Ch. 119. Showing top 25 — there are likely more overassessed homes in this ZIP.

Is yours one of them?

Search your address — we'll show your specific overassessment estimate in 30 seconds. Then when PutnamCounty's TRIM notice mails this August, you'll have a $49 DR-486 packet ready to file with the VAB.

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