What is a property tax appeal?

A property tax appeal (also called a protest in Texas, or a VAB petition in Florida) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (Texas) or Value Adjustment Board (Florida), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Florida property tax appeal deadline?

Florida property owners have 25 days from the date the TRIM (Truth in Millage) notice is mailed to file a VAB petition (Form DR-486). TRIM notices typically mail mid-August, putting the petition deadline in early-to-mid September. The deadline varies by county and is printed on the TRIM notice itself.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas and several hundred to several thousand dollars per year in Florida (Save Our Homes locks in the savings for 10+ years). Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $49 for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. Ownwell charges a 25-35% contingency on whatever you save — meaning a $2,000 reduction costs you $500-$700 every year forever. We keep 100% of your savings.

What percent of homes in ZIP 32139 are overassessed?

26.2% of homes in Georgetown ZIP 32139 (187 of 714 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on the FL DOR 2025 Final NAL roll.

How do I appeal my property taxes in Georgetown ZIP 32139?

File Form DR-486 with the Putnam County Value Adjustment Board within 25 days of your TRIM notice (typically mid-August). The $15 filing fee is paid to the Clerk of Court. Strong petitions include 3-5 comparable sales from your immediate area.

Putnam County · Georgetown

ZIP 32139 property tax overassessment report

26.2% of homes in Georgetown ZIP 32139 (187 of 714 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $243,163.

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★ $49 flat protest packet · 30-day refund · Ownwell charges 25-35% of your savings

714

Homes in ZIP

187

Flagged as overassessed

26.2%

$151,202

Avg overage / home

$185,558

Typical value

~$128/sqft

Your Putnam County deadline

TRIM mailing: Aug 14, 2026 · VAB petition due: Sept 8, 2026

Putnam filing guide →

Top 25 most overassessed homes in 32139

Addresses anonymized. Pulled directly from the FL DOR 2025 Final NAL roll. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Just value	Expected	Overage	% over	$/yr
1XX PELICAN RD	2,821	2002	$1,940,260	$361,088	$1,579,172	437.3%	$13,581
2XX LAKE GEORGE POINT DR	4,556	2007	$1,303,850	$583,168	$720,682	123.6%	$6,198
2XX DRAYTON ISLAND RD	1,359	2005	$836,730	$173,952	$662,778	381%	$5,700
1XX ANHINGA RD	1,166	2014	$659,720	$149,248	$510,472	342%	$4,390
1XX DRAYTON ISLAND RD	4,941	1900	$1,138,190	$632,448	$505,742	80%	$4,349
1XX LAKE GEORGE POINT DR	3,503	1987	$928,600	$448,384	$480,216	107.1%	$4,130
1XX ANHINGA RD	541	2024	$509,300	$69,248	$440,052	635.5%	$3,784
1XXX COUNTY RD 309	3,127	2018	$815,170	$400,256	$414,914	103.7%	$3,568
7XX HARRIS FISH CAMP RD	720	2017	$447,090	$92,160	$354,930	385.1%	$3,052
1XXX COUNTY RD 309	2,969	1900	$734,304	$380,032	$354,272	93.2%	$3,047
1XXX COUNTY RD 309	4,272	1963	$889,200	$546,816	$342,384	62.6%	$2,945
2XX DRAYTON ISLAND RD	744	1971	$436,860	$95,232	$341,628	358.7%	$2,938
2XX DRAYTON ISLAND RD	1,702	1994	$555,590	$217,856	$337,734	155%	$2,905
1XXX COUNTY RD 309	919	2020	$447,770	$117,632	$330,138	280.7%	$2,839
1XX MEADOW DR	1,858	2020	$566,054	$237,824	$328,230	138%	$2,823
1XXX COUNTY RD 309	4,598	1951	$903,530	$588,544	$314,986	53.5%	$2,709
1XX ANHINGA RD	797	2014	$408,200	$102,016	$306,184	300.1%	$2,633
1XXX COUNTY RD 309	5,498	1988	$1,003,655	$703,744	$299,911	42.6%	$2,579
1XX ANHINGA RD	686	1983	$387,020	$87,808	$299,212	340.8%	$2,573
1XX ANHINGA RD	2,774	2000	$644,120	$355,072	$289,048	81.4%	$2,486
1XX NORTH POINT DR	1,747	1980	$512,520	$223,616	$288,904	129.2%	$2,485
6XX HARRIS FISH CAMP RD	2,653	2000	$625,530	$339,584	$285,946	84.2%	$2,459
2XX DRAYTON ISLAND RD	1,316	1937	$454,080	$168,448	$285,632	169.6%	$2,456
1XX PALM DR	720	1986	$376,380	$92,160	$284,220	308.4%	$2,444
1XX DRAYTON ISLAND RD	500	1966	$347,800	$64,000	$283,800	443.4%	$2,441

Data: FL DOR 2025 Final NAL roll, Putnam County, ZIP 32139. Addresses anonymized to protect privacy; full data is public record under Fla. Stat. Ch. 119. Showing top 25 — there are likely more overassessed homes in this ZIP.

Is yours one of them?

Search your address — we'll show your specific overassessment estimate in 30 seconds. Then when PutnamCounty's TRIM notice mails this August, you'll have a $49 DR-486 packet ready to file with the VAB.

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