What is a property tax appeal?

A property tax appeal (also called a protest in Texas, or a VAB petition in Florida) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (Texas) or Value Adjustment Board (Florida), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Florida property tax appeal deadline?

Florida property owners have 25 days from the date the TRIM (Truth in Millage) notice is mailed to file a VAB petition (Form DR-486). TRIM notices typically mail mid-August, putting the petition deadline in early-to-mid September. The deadline varies by county and is printed on the TRIM notice itself.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas and several hundred to several thousand dollars per year in Florida (Save Our Homes locks in the savings for 10+ years). Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $49 for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. Ownwell charges a 25-35% contingency on whatever you save — meaning a $2,000 reduction costs you $500-$700 every year forever. We keep 100% of your savings.

What percent of homes in ZIP 32131 are overassessed?

33.7% of homes in East Palatka ZIP 32131 (603 of 1,788 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on the FL DOR 2025 Final NAL roll.

How do I appeal my property taxes in East Palatka ZIP 32131?

File Form DR-486 with the Putnam County Value Adjustment Board within 25 days of your TRIM notice (typically mid-August). The $15 filing fee is paid to the Clerk of Court. Strong petitions include 3-5 comparable sales from your immediate area.

Putnam County · East Palatka

ZIP 32131 property tax overassessment report

33.7% of homes in East Palatka ZIP 32131 (603 of 1,788 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $904,369.

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★ $49 flat protest packet · 30-day refund · Ownwell charges 25-35% of your savings

1,788

Homes in ZIP

603

Flagged as overassessed

33.7%

$174,393

Avg overage / home

$273,192

Typical value

~$135/sqft

Your Putnam County deadline

TRIM mailing: Aug 14, 2026 · VAB petition due: Sept 8, 2026

Putnam filing guide →

Top 25 most overassessed homes in 32131

Addresses anonymized. Pulled directly from the FL DOR 2025 Final NAL roll. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Just value	Expected	Overage	% over	$/yr
4XX FEDERAL POINT RD	1,800	2014	$3,020,900	$243,000	$2,777,900	1143.2%	$23,890
1XX OLD BRICK RD	3,654	1950	$1,879,940	$493,290	$1,386,650	281.1%	$11,925
1XX MYRTLEWOOD POINT RD	4,065	1955	$1,655,600	$548,775	$1,106,825	201.7%	$9,519
2XX FEDERAL POINT RD	5,110	1993	$1,734,080	$689,850	$1,044,230	151.4%	$8,980
1XX HICKORY RD	6,936	2017	$1,876,360	$936,360	$940,000	100.4%	$8,084
1XX STEWART RD	684	2005	$996,730	$92,340	$904,390	979.4%	$7,778
1XX FEDERAL POINT RD	2,930	2012	$1,209,260	$395,550	$813,710	205.7%	$6,998
1XX FEDERAL POINT RD	3,083	1950	$1,222,160	$416,205	$805,955	193.6%	$6,931
5XX FEDERAL POINT RD	1,181	1927	$953,080	$159,435	$793,645	497.8%	$6,825
2XX FEDERAL POINT RD	6,346	1994	$1,615,610	$856,710	$758,900	88.6%	$6,527
5XX COUNTY RD 207A	6,609	2010	$1,600,190	$892,215	$707,975	79.4%	$6,089
1XX FEDERAL POINT RD	2,619	1970	$990,270	$353,565	$636,705	180.1%	$5,476
4XX FEDERAL POINT RD	1,839	1980	$881,710	$248,265	$633,445	255.1%	$5,448
1XX MAYS COVE RD	2,293	2024	$933,060	$309,555	$623,505	201.4%	$5,362
1XX MAYS COVE RD	4,698	2020	$1,255,860	$634,230	$621,630	98%	$5,346
1XX MYRTLEWOOD POINT RD	3,801	1993	$1,134,700	$513,135	$621,565	121.1%	$5,345
2XX FEDERAL POINT RD	875	2019	$734,890	$118,125	$616,765	522.1%	$5,304
3XX FEDERAL POINT RD	3,837	1997	$1,124,670	$517,995	$606,675	117.1%	$5,217
4XX PUTNAM COUNTY BLVD	744	2018	$702,490	$100,440	$602,050	599.4%	$5,178
1XX BIG OAK LN	6,148	2000	$1,428,110	$829,980	$598,130	72.1%	$5,144
2XX CARTER CRABTREE RD	943	1990	$715,360	$127,305	$588,055	461.9%	$5,057
1XX COMMERCIAL AV	3,142	2016	$994,000	$424,170	$569,830	134.3%	$4,901
1XX FERRY RD	3,214	1947	$980,730	$433,890	$546,840	126%	$4,703
2XX EAST RIVER RD	2,742	1976	$907,290	$370,170	$537,120	145.1%	$4,619
1XX OAK HAVEN LN	4,777	2024	$1,180,210	$644,895	$535,315	83%	$4,604

Data: FL DOR 2025 Final NAL roll, Putnam County, ZIP 32131. Addresses anonymized to protect privacy; full data is public record under Fla. Stat. Ch. 119. Showing top 25 — there are likely more overassessed homes in this ZIP.

Is yours one of them?

Search your address — we'll show your specific overassessment estimate in 30 seconds. Then when PutnamCounty's TRIM notice mails this August, you'll have a $49 DR-486 packet ready to file with the VAB.

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