What is a property tax appeal?

A property tax appeal (also called a protest in Texas, or a VAB petition in Florida) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (Texas) or Value Adjustment Board (Florida), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Florida property tax appeal deadline?

Florida property owners have 25 days from the date the TRIM (Truth in Millage) notice is mailed to file a VAB petition (Form DR-486). TRIM notices typically mail mid-August, putting the petition deadline in early-to-mid September. The deadline varies by county and is printed on the TRIM notice itself.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas and several hundred to several thousand dollars per year in Florida (Save Our Homes locks in the savings for 10+ years). Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $49 for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. Ownwell charges a 25-35% contingency on whatever you save — meaning a $2,000 reduction costs you $500-$700 every year forever. We keep 100% of your savings.

What percent of homes in ZIP 32112 are overassessed?

26.7% of homes in Crescent City ZIP 32112 (854 of 3,199 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on the FL DOR 2025 Final NAL roll.

How do I appeal my property taxes in Crescent City ZIP 32112?

File Form DR-486 with the Putnam County Value Adjustment Board within 25 days of your TRIM notice (typically mid-August). The $15 filing fee is paid to the Clerk of Court. Strong petitions include 3-5 comparable sales from your immediate area.

Putnam County · Crescent City

ZIP 32112 property tax overassessment report

26.7% of homes in Crescent City ZIP 32112 (854 of 3,199 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $1,101,517.

Check my address (free) →Putnam County guide

★ $49 flat protest packet · 30-day refund · Ownwell charges 25-35% of your savings

3,199

Homes in ZIP

854

Flagged as overassessed

26.7%

$149,981

Avg overage / home

$186,159

Typical value

~$115/sqft

Your Putnam County deadline

TRIM mailing: Aug 14, 2026 · VAB petition due: Sept 8, 2026

Putnam filing guide →

Top 25 most overassessed homes in 32112

Addresses anonymized. Pulled directly from the FL DOR 2025 Final NAL roll. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Just value	Expected	Overage	% over	$/yr
7XX GUNBY CT	3,031	1995	$2,722,690	$348,565	$2,374,125	681.1%	$20,417
1XXX COUNTY RD 309	7,673	2009	$2,905,600	$882,395	$2,023,205	229.3%	$17,400
1XX ORCHARD POND PL	1,854	1968	$2,096,668	$213,210	$1,883,458	883.4%	$16,198
8XX OAKWOOD ST	3,273	1984	$2,157,080	$376,395	$1,780,685	473.1%	$15,314
6XX GUNBY CT	3,442	1989	$1,835,940	$395,830	$1,440,110	363.8%	$12,385
1XX MCBRIDE RD	1,248	2003	$1,498,490	$143,520	$1,354,970	944.1%	$11,653
1XX LAKESIDE LN	875	2000	$1,432,140	$100,625	$1,331,515	1323.2%	$11,451
1XX WILLIAM BARTRAM DR	4,334	2000	$1,679,130	$498,410	$1,180,720	236.9%	$10,154
4XX TIMUCUAN TRL	4,151	2020	$1,578,540	$477,365	$1,101,175	230.7%	$9,470
1XX MARVIN JONES RD	4,397	1985	$1,428,400	$505,655	$922,745	182.5%	$7,936
6XX UNION AV	1,418	1925	$1,071,850	$163,070	$908,780	557.3%	$7,816
5XX OLD HIGHWAY 17	3,883	1977	$1,303,510	$446,545	$856,965	191.9%	$7,370
2 EDGEWOOD AV	2,459	1955	$1,112,690	$282,785	$829,905	293.5%	$7,137
1XX S HUBERS FISH CAMP RD	528	1968	$863,960	$60,720	$803,240	1322.9%	$6,908
1XX HIRES RD	3,097	1950	$1,066,880	$356,155	$710,725	199.6%	$6,112
1XX WOOTEN RD	3,063	2004	$1,045,080	$352,245	$692,835	196.7%	$5,958
2XX BROWNS HAMMOCK RD	1,034	2009	$734,040	$118,910	$615,130	517.3%	$5,290
1XX WILLIAM BARTRAM DR	4,438	2021	$1,105,120	$510,370	$594,750	116.5%	$5,115
1XX SHORESIDE TRL	5,371	2010	$1,207,710	$617,665	$590,045	95.5%	$5,074
1XXX COUNTY RD 308	2,198	1950	$841,750	$252,770	$588,980	233%	$5,065
1XX WILCOX CT	3,498	2010	$985,590	$402,270	$583,320	145%	$5,017
1XX TEMPLE MOUND RD	6,109	2009	$1,251,190	$702,535	$548,655	78.1%	$4,718
1XX LAKE SHORE LN	2,720	2017	$842,440	$312,800	$529,640	169.3%	$4,555
1XX WILLIAM BARTRAM DR	3,943	1957	$979,780	$453,445	$526,335	116.1%	$4,526
3XX CRESCENT LAKE SHORE DR	1,184	1980	$656,370	$136,160	$520,210	382.1%	$4,474

Data: FL DOR 2025 Final NAL roll, Putnam County, ZIP 32112. Addresses anonymized to protect privacy; full data is public record under Fla. Stat. Ch. 119. Showing top 25 — there are likely more overassessed homes in this ZIP.

Is yours one of them?

Search your address — we'll show your specific overassessment estimate in 30 seconds. Then when PutnamCounty's TRIM notice mails this August, you'll have a $49 DR-486 packet ready to file with the VAB.

Check my address →