What is a property tax appeal?

A property tax appeal (also called a protest in Texas, or a VAB petition in Florida) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (Texas) or Value Adjustment Board (Florida), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Florida property tax appeal deadline?

Florida property owners have 25 days from the date the TRIM (Truth in Millage) notice is mailed to file a VAB petition (Form DR-486). TRIM notices typically mail mid-August, putting the petition deadline in early-to-mid September. The deadline varies by county and is printed on the TRIM notice itself.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas and several hundred to several thousand dollars per year in Florida (Save Our Homes locks in the savings for 10+ years). Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $49 for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. Ownwell charges a 25-35% contingency on whatever you save — meaning a $2,000 reduction costs you $500-$700 every year forever. We keep 100% of your savings.

What percent of homes in ZIP 32102 are overassessed?

34.5% of homes in Astor ZIP 32102 (417 of 1,210 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on the FL DOR 2025 Final NAL roll.

How do I appeal my property taxes in Astor ZIP 32102?

File Form DR-486 with the Lake County Value Adjustment Board within 25 days of your TRIM notice (typically mid-August). The $15 filing fee is paid to the Clerk of Court. Strong petitions include 3-5 comparable sales from your immediate area.

Lake County · Astor

ZIP 32102 property tax overassessment report

34.5% of homes in Astor ZIP 32102 (417 of 1,210 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $314,443.

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★ First 100 FL packets at $49 (62 left, then $79 starting June 1) · 30-day refund · Ownwell takes 25-35%

1,210

Homes in ZIP

417

Flagged as overassessed

34.5%

$87,682

Avg overage / home

$177,142

Typical value

~$133/sqft

Your Lake County deadline

TRIM mailing: Aug 17, 2026 · VAB petition due: Sept 11, 2026

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Top 25 most overassessed homes in 32102

Addresses anonymized. Pulled directly from the FL DOR 2025 Final NAL roll. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Just value	Expected	Overage	% over	$/yr
5XXXX REDBUD RD	4,287	2007	$1,003,200	$570,171	$433,029	75.9%	$3,724
5XXXX OTTER RD	2,104	1999	$706,587	$279,832	$426,755	152.5%	$3,670
5XXXX ASTOR TRANSFER STATION RD	1,326	2001	$602,458	$176,358	$426,100	241.6%	$3,664
5XXXX OTTER RD	2,948	2007	$792,298	$392,084	$400,214	102.1%	$3,442
5XXXX BRANCH RD	1,696	1985	$611,381	$225,568	$385,813	171%	$3,318
5XXXX SAWGRASS RD	520	2022	$420,830	$69,160	$351,670	508.5%	$3,024
2XXXX PERCH RD	2,000	2018	$591,212	$266,000	$325,212	122.3%	$2,797
2XXXX MINK RD	1,109	1969	$448,707	$147,497	$301,210	204.2%	$2,590
2XXXX TRUCK AID BLVD	1,380	2012	$483,707	$183,540	$300,167	163.5%	$2,581
5XXXX OTTER RD	4,244	1986	$856,247	$564,452	$291,795	51.7%	$2,509
5XXXX BRANCH RD	1,798	1989	$530,342	$239,134	$291,208	121.8%	$2,504
2XXXX MINK RD	4,464	1984	$878,294	$593,712	$284,582	47.9%	$2,447
2XXXX BLUE CREEK LODGE RD	2,652	1952	$628,037	$352,716	$275,321	78.1%	$2,368
5XXXX OTTER RD	1,552	2003	$467,932	$206,416	$261,516	126.7%	$2,249
5XXXX ASTOR TRANSFER STATION	2,700	2006	$598,173	$359,100	$239,073	66.6%	$2,056
5XXXX DALE CIR	1,654	1975	$456,726	$219,982	$236,744	107.6%	$2,036
2XXXX BLUE CREEK LODGE RD	1,400	1940	$420,978	$186,200	$234,778	126.1%	$2,019
5XXXX RIVERTRACE RD	1,800	2007	$466,348	$239,400	$226,948	94.8%	$1,952
5XXXX OTTER RD	2,506	1985	$560,039	$333,298	$226,741	68%	$1,950
5XXXX CLAIRE ST	1,612	1930	$439,083	$214,396	$224,687	104.8%	$1,932
5XXXX ALCO RD	1,800	2005	$460,147	$239,400	$220,747	92.2%	$1,898
5XXXX OTTER RD	3,144	2003	$635,676	$418,152	$217,524	52%	$1,871
2XXXX MINK RD	1,830	1967	$454,777	$243,390	$211,387	86.9%	$1,818
5XXXX OTTER RD	2,322	2004	$513,951	$308,826	$205,125	66.4%	$1,764
5XXXX HOLIDAY CIR	1,416	1995	$387,668	$188,328	$199,340	105.8%	$1,714

Data: FL DOR 2025 Final NAL roll, Lake County, ZIP 32102. Addresses anonymized to protect privacy; full data is public record under Fla. Stat. Ch. 119. Showing top 25 — there are likely more overassessed homes in this ZIP.

Is yours one of them?

Search your address — we'll show your specific overassessment estimate in 30 seconds. Then when LakeCounty's TRIM notice mails this August, you'll have a $49 DR-486 packet ready to file with the VAB.

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