What is a property tax appeal?

A property tax appeal (also called a protest in Texas, or a VAB petition in Florida) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (Texas) or Value Adjustment Board (Florida), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Florida property tax appeal deadline?

Florida property owners have 25 days from the date the TRIM (Truth in Millage) notice is mailed to file a VAB petition (Form DR-486). TRIM notices typically mail mid-August, putting the petition deadline in early-to-mid September. The deadline varies by county and is printed on the TRIM notice itself.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas and several hundred to several thousand dollars per year in Florida (Save Our Homes locks in the savings for 10+ years). Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $49 for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. Ownwell charges a 25-35% contingency on whatever you save — meaning a $2,000 reduction costs you $500-$700 every year forever. We keep 100% of your savings.

What percent of homes in ZIP 32064 are overassessed?

35.4% of homes in Live Oak ZIP 32064 (1,367 of 3,860 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on the FL DOR 2025 Final NAL roll.

How do I appeal my property taxes in Live Oak ZIP 32064?

File Form DR-486 with the Suwannee County Value Adjustment Board within 25 days of your TRIM notice (typically mid-August). The $15 filing fee is paid to the Clerk of Court. Strong petitions include 3-5 comparable sales from your immediate area.

Suwannee County · Live Oak

ZIP 32064 property tax overassessment report

35.4% of homes in Live Oak ZIP 32064 (1,367 of 3,860 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $777,161.

Check my address (free) →Suwannee County guide

★ $49 flat protest packet · 30-day refund · Ownwell charges 25-35% of your savings

3,860

Homes in ZIP

1,367

Flagged as overassessed

35.4%

$66,106

Avg overage / home

$157,534

Typical value

~$86/sqft

Your Suwannee County deadline

TRIM mailing: Mid-August 2026 · VAB petition due: 25 days after TRIM mailing (typically mid-September 2026)

Suwannee filing guide →

Top 25 most overassessed homes in 32064

Addresses anonymized. Pulled directly from the FL DOR 2025 Final NAL roll. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Just value	Expected	Overage	% over	$/yr
1XXXX CR 132	5,404	2015	$1,024,655	$464,744	$559,911	120.5%	$4,815
8XX 167TH PL	3,895	2017	$781,411	$334,970	$446,441	133.3%	$3,839
9XXX 141ST LN	3,708	2015	$718,494	$318,888	$399,606	125.3%	$3,437
1XXXX 181ST RD	1,206	1992	$449,372	$103,716	$345,656	333.3%	$2,973
1XXXX 187TH RD	1,662	2000	$478,740	$142,932	$335,808	234.9%	$2,888
1XXXX 104TH ST	2,942	2015	$582,758	$253,012	$329,746	130.3%	$2,836
1XXXX VAN NESS PL	15,311	1970	$1,638,152	$1,316,746	$321,406	24.4%	$2,764
2XXXX LANCASTER RD	2,524	2007	$528,166	$217,064	$311,102	143.3%	$2,675
9XXX 129TH DR	4,610	1981	$700,291	$396,460	$303,831	76.6%	$2,613
1XXXX CR 136	3,676	1999	$619,307	$316,136	$303,171	95.9%	$2,607
1XXXX CR 132	3,077	2009	$547,622	$264,622	$283,000	106.9%	$2,434
8XXX 141ST LN	4,558	1988	$672,632	$391,988	$280,644	71.6%	$2,414
1XXXX 92ND ST	2,733	1998	$499,352	$235,038	$264,314	112.5%	$2,273
9XXX 141ST DR	4,774	1986	$653,162	$410,564	$242,598	59.1%	$2,086
8XXX 135TH RD	2,785	2004	$479,616	$239,510	$240,106	100.2%	$2,065
1XXXX 217TH RD	4,000	1998	$583,507	$344,000	$239,507	69.6%	$2,060
1XXXX 8TH TERR	2,897	1998	$487,591	$249,142	$238,449	95.7%	$2,051
9XXX 169TH RD	1,888	1993	$396,021	$162,368	$233,653	143.9%	$2,009
9XXX 141ST DR	2,742	1979	$467,257	$235,812	$231,445	98.1%	$1,990
1XXXX 237TH RD	1,886	1994	$388,633	$162,196	$226,437	139.6%	$1,947
9XXX 129TH DR	3,991	1998	$568,883	$343,226	$225,657	65.7%	$1,941
1XXXX 88TH TERR	3,165	2006	$497,806	$272,190	$225,616	82.9%	$1,940
8XXX 143RD DR	3,264	1998	$505,474	$280,704	$224,770	80.1%	$1,933
6XX RAILROAD AVE	3,719	1978	$542,688	$319,834	$222,854	69.7%	$1,917
1XXXX 68TH PATH	2,064	2006	$399,524	$177,504	$222,020	125.1%	$1,909

Data: FL DOR 2025 Final NAL roll, Suwannee County, ZIP 32064. Addresses anonymized to protect privacy; full data is public record under Fla. Stat. Ch. 119. Showing top 25 — there are likely more overassessed homes in this ZIP.

Is yours one of them?

Search your address — we'll show your specific overassessment estimate in 30 seconds. Then when SuwanneeCounty's TRIM notice mails this August, you'll have a $49 DR-486 packet ready to file with the VAB.

Check my address →