What is a property tax appeal?

A property tax appeal (also called a protest in Texas, or a VAB petition in Florida) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (Texas) or Value Adjustment Board (Florida), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Florida property tax appeal deadline?

Florida property owners have 25 days from the date the TRIM (Truth in Millage) notice is mailed to file a VAB petition (Form DR-486). TRIM notices typically mail mid-August, putting the petition deadline in early-to-mid September. The deadline varies by county and is printed on the TRIM notice itself.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas and several hundred to several thousand dollars per year in Florida (Save Our Homes locks in the savings for 10+ years). Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $49 for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. Ownwell charges a 25-35% contingency on whatever you save — meaning a $2,000 reduction costs you $500-$700 every year forever. We keep 100% of your savings.

What percent of homes in ZIP 32060 are overassessed?

37.1% of homes in Live Oak ZIP 32060 (1,419 of 3,820 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on the FL DOR 2025 Final NAL roll.

How do I appeal my property taxes in Live Oak ZIP 32060?

File Form DR-486 with the Suwannee County Value Adjustment Board within 25 days of your TRIM notice (typically mid-August). The $15 filing fee is paid to the Clerk of Court. Strong petitions include 3-5 comparable sales from your immediate area.

Suwannee County · Live Oak

ZIP 32060 property tax overassessment report

37.1% of homes in Live Oak ZIP 32060 (1,419 of 3,820 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $881,850.

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★ $49 flat protest packet · 30-day refund · Ownwell charges 25-35% of your savings

3,820

Homes in ZIP

1,419

Flagged as overassessed

37.1%

$72,263

Avg overage / home

$182,340

Typical value

~$100/sqft

Your Suwannee County deadline

TRIM mailing: Mid-August 2026 · VAB petition due: 25 days after TRIM mailing (typically mid-September 2026)

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Top 25 most overassessed homes in 32060

Addresses anonymized. Pulled directly from the FL DOR 2025 Final NAL roll. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Just value	Expected	Overage	% over	$/yr
8XXX 150TH ST	4,757	2007	$1,190,853	$475,700	$715,153	150.3%	$6,150
4XXX 62ND ST	5,225	2024	$1,042,378	$522,500	$519,878	99.5%	$4,471
1XXXX 80TH PL	4,854	2008	$954,783	$485,400	$469,383	96.7%	$4,037
5XXX 74TH TRC	4,925	2008	$890,303	$492,500	$397,803	80.8%	$3,421
8XXX 122ND ST	2,199	2005	$609,381	$219,900	$389,481	177.1%	$3,350
5XXX 173RD PL	1,502	1960	$536,763	$150,200	$386,563	257.4%	$3,324
7XXX 89TH RD	2,824	2020	$654,410	$282,400	$372,010	131.7%	$3,199
7XXX 65TH DR	3,677	1998	$722,839	$367,700	$355,139	96.6%	$3,054
1XXXX CR 349 N	2,814	2018	$616,875	$281,400	$335,475	119.2%	$2,885
3XXX 133RD RD	1,427	2018	$469,214	$142,700	$326,514	228.8%	$2,808
1XXXX 235TH RD	2,436	1970	$565,544	$243,600	$321,944	132.2%	$2,769
1XXXX SR 51	4,836	2005	$802,723	$483,600	$319,123	66%	$2,744
9XXX HOGAN RD	3,014	2010	$578,143	$301,400	$276,743	91.8%	$2,380
1XXXX 83RD PL	3,286	1991	$596,277	$328,600	$267,677	81.5%	$2,302
1XXXX 229TH DR	1,505	2002	$415,362	$150,500	$264,862	176%	$2,278
7XXX 65TH DR	3,445	1994	$607,570	$344,500	$263,070	76.4%	$2,262
1XXXX 85TH RD	2,052	2024	$467,752	$205,200	$262,552	127.9%	$2,258
1XXXX HWY 90	4,232	2002	$683,902	$423,200	$260,702	61.6%	$2,242
1XXXX 10TH TERR	2,181	1989	$475,747	$218,100	$257,647	118.1%	$2,216
1XXXX CR 252	1,488	2007	$406,326	$148,800	$257,526	173.1%	$2,215
1XXXX 97TH RD	3,905	2020	$647,599	$390,500	$257,099	65.8%	$2,211
4XXX CR 136 A	2,572	2006	$510,029	$257,200	$252,829	98.3%	$2,174
1XXXX 185TH RD	1,651	1974	$406,816	$165,100	$241,716	146.4%	$2,079
6XXX 163RD DR	3,143	2007	$551,602	$314,300	$237,302	75.5%	$2,041
1XXXX CR 349	3,558	1991	$592,901	$355,800	$237,101	66.6%	$2,039

Data: FL DOR 2025 Final NAL roll, Suwannee County, ZIP 32060. Addresses anonymized to protect privacy; full data is public record under Fla. Stat. Ch. 119. Showing top 25 — there are likely more overassessed homes in this ZIP.

Is yours one of them?

Search your address — we'll show your specific overassessment estimate in 30 seconds. Then when SuwanneeCounty's TRIM notice mails this August, you'll have a $49 DR-486 packet ready to file with the VAB.

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