Bell County · Check the filing deadline on your notice

Severely over-appraised? A § 25.25(d) correction is still open until January 31, 2027 →

Bell County Property Tax Appeal Guide

Bell County homeowners can protest their property taxes by filing with the Bell County Tax Appraisal District (Bell CAD) before May 15, or by mid-July under Texas Property Tax Code Section 41.44(b) for late protests. Our analysis of 104,692 Bell County homes found 17.8% assessed above comparable sales, with average potential savings of $521/year.

Killeen / Temple homeowners save an average of $521/year when they appeal with strong comparable evidence. 80% of well-prepared protests succeed.

$196,000
Median Home Value
1.99%
Effective Tax Rate
$3,900
Avg Annual Tax
$521
Avg Appeal Savings

How to protest property taxes in Bell County

Every Texas homeowner has a right to protest their assessed value under Texas Property Tax Code §41.41. In Bell County, protests are handled by the Bell County Tax Appraisal District (Bell CAD). The usual deadline is May 15 or 30 days after your appraisal notice was mailed, whichever is later. A weekend or legal-holiday deadline moves to the next regular business day. Confirm your district calendar and tax year.

Bell CAD serves the Fort Cavazos military community. Frequent PCS-driven sales create unusual comp distributions, bring same-cycle sales to support your appeal.

The strongest protests include 3-7 comparable sales from the last 12 months in your immediate neighborhood, adjusted for square footage, age, and condition. Killeen / Temple-area assessors typically reduce values when presented with clear, recent comp data.

Bell County is one of the counties in our Texas Over-Assessment Study, where we ran millions of homes through the same unequal-appraisal comparison the Bell CAD uses. You can check your own address free in 30 seconds, or read our full methodology first.

File With

Bell County Tax Appraisal District

Address
411 E Central Ave, Belton, TX 76513
Phone
(254) 939-5841
Next deadline
Check your notice and district calendar (notice and business-day rules apply)

Live · pulled from Bell CAD public records

$18,503,435 in projected annual overpayments across 23 Bell County ZIPs.

Full TX leaderboard →

Most overassessed ZIPs in Bell County

Ranked by total annual projected overpayment. Drill into any ZIP for the top flagged homes.

ZIPCityFlagged% OverAnnual $
76513Belton3,47925.2%$4,708,102
76502Temple2,77516.2%$3,045,240
76571Salado1,07427.8%$2,025,250
76542Killeen1,63111%$1,485,258
76548Harker Heights1,48917.6%$1,391,623
76501Temple1,32531.8%$1,246,133
76549Killeen1,1319%$905,937
76504Temple1,28625.2%$882,034

Explore local property tax research

Research places associated with Bell County, Texas. City and ZIP boundaries can cross counties. Use the jurisdiction on your assessment notice for filing.

Check your Bell County assessment

Check free first. The complete Audit is $49 once and provides filing-ready evidence when supported, or a valuation and county-record report when it is not. No percentage fee. 30-day money-back guarantee.

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Texas protest guides

Bell County protest guides

See the full data behind these numbers in our Texas Over-Assessment Study.

Other Texas county appeal guides