$60M+ in projected Florida property tax overpayments — 2026 analysis

Source data: Florida Department of Revenue 2025 Final NAL (Name-Address-Legal) roll. Publicly available under Florida Statutes Chapter 119 (Sunshine Law). Downloaded directly from floridarevenue.com.

Calculation:For each Florida ZIP code, we computed the average just-value per square foot across all residential parcels (DOR_UC codes 0-9, square footage 200-50,000, just value $50K-$5M). A property was flagged as overassessed if its just value exceeded what the ZIP's typical $/sqft would predict for that home's size by more than 10%.

Annual overpayment $:Aggregate dollar overage × Florida's statewide average effective tax rate of 0.86%. Real savings vary by county millage and homestead status.

Caveats: The analysis is a per-ZIP cohort comparison, not a hedonic regression. Properties with unusual lot size, waterfront access, age, or condition may legitimately fall outside the ZIP norm. The flag is a starting point for further review, not a definitive determination of overassessment. Save Our Homes-protected long-time homesteaders will appear below the ZIP norm even when fairly assessed.

“The FL DOR publishes the entire statewide assessment roll under the Sunshine Law every year — every parcel, every owner, every value. Most homeowners never look. They get a TRIM notice in August, don't know what it means, and miss the 25-day window. Our tool just compares your number against your neighbors' numbers and tells you whether you have grounds to petition.”

“Florida's Save Our Homes cap makes a one-time VAB win compound for as long as you own the home. A $50K reduction this year doesn't just save you ~$430 in 2026 taxes — it can compound into $5,000-$8,000 in protected savings over a decade because future assessment increases are capped against the lower baseline.”