{
  "asOf": "2026-07-18",
  "flagLow": 1.15,
  "flagHigh": 4,
  "minHomes": 1000,
  "cvGate": 0.35,
  "states": [
    "New Jersey"
  ],
  "totalAnalyzed": 2092534,
  "totalOverAssessed": 479466,
  "totalOverpaymentM": 2202.9,
  "counties": [
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      "county": "SUSSEX",
      "state": "New Jersey",
      "abbr": "NJ",
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      "annualOverpaymentM": 93.2,
      "effectiveTaxRate": 2.23,
      "method": "ratio",
      "medianAnnualSavings": 3396
    },
    {
      "county": "PASSAIC",
      "state": "New Jersey",
      "abbr": "NJ",
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      "pctOverAssessed": 40,
      "avgOverassessment": 214709,
      "avgAnnualSavings": 4788,
      "annualOverpaymentM": 201.7,
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      "method": "ratio",
      "medianAnnualSavings": 4174
    },
    {
      "county": "ESSEX",
      "state": "New Jersey",
      "abbr": "NJ",
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      "effectiveTaxRate": 2.23,
      "method": "ratio",
      "medianAnnualSavings": 4072
    },
    {
      "county": "OCEAN",
      "state": "New Jersey",
      "abbr": "NJ",
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      "avgOverassessment": 320885,
      "avgAnnualSavings": 7156,
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      "method": "ratio",
      "medianAnnualSavings": 6016
    },
    {
      "county": "BERGEN",
      "state": "New Jersey",
      "abbr": "NJ",
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      "avgOverassessment": 196058,
      "avgAnnualSavings": 4372,
      "annualOverpaymentM": 399.1,
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      "method": "ratio",
      "medianAnnualSavings": 3752
    },
    {
      "county": "CAMDEN",
      "state": "New Jersey",
      "abbr": "NJ",
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      "avgOverassessment": 260859,
      "avgAnnualSavings": 5817,
      "annualOverpaymentM": 224.4,
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      "method": "ratio",
      "medianAnnualSavings": 5428
    },
    {
      "county": "MORRIS",
      "state": "New Jersey",
      "abbr": "NJ",
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      "avgAnnualSavings": 4049,
      "annualOverpaymentM": 151,
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      "method": "ratio",
      "medianAnnualSavings": 3362
    },
    {
      "county": "HUNTERDON",
      "state": "New Jersey",
      "abbr": "NJ",
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      "avgOverassessment": 173920,
      "avgAnnualSavings": 3878,
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      "method": "ratio",
      "medianAnnualSavings": 3299
    },
    {
      "county": "SALEM",
      "state": "New Jersey",
      "abbr": "NJ",
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      "annualOverpaymentM": 10.4,
      "effectiveTaxRate": 2.23,
      "method": "ratio",
      "medianAnnualSavings": 2428
    },
    {
      "county": "WARREN",
      "state": "New Jersey",
      "abbr": "NJ",
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      "avgAnnualSavings": 1731,
      "annualOverpaymentM": 11.8,
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      "method": "ratio",
      "medianAnnualSavings": 1742
    },
    {
      "county": "CUMBERLAND",
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    {
      "county": "HUDSON",
      "state": "New Jersey",
      "abbr": "NJ",
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      "medianAnnualSavings": 2808
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    {
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      "state": "New Jersey",
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      "medianAnnualSavings": 1914
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    {
      "county": "MERCER",
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      "medianAnnualSavings": 1819
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    {
      "county": "GLOUCESTER",
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    {
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      "medianAnnualSavings": 1261
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    {
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    {
      "county": "MONMOUTH",
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      "medianAnnualSavings": 21662
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  ]
}